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Inpatient care
MediSave can be used to pay for an individual’s own and approved dependants’ hospitalisation expenses in Singapore.
Last updated 20 December 2024
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Inpatient and day surgery at acute hospitals
The total MediSave claimable for a given inpatient or day surgery episode is the sum of the daily hospital charge limit and the surgical limit.
Daily hospital charge limit
The inpatient daily hospital limit applies if the patient is admitted to the hospital for at least 8 hours, while the day surgery limit applies if a patient undergoes a surgical operation listed under the Table of Surgical Procedures and is admitted and discharged within the same day. The claim limits are as follows:
Inpatient episodes
Up to $550 for the first two days of admission and $400 per day from the third day onwards for daily hospital charges, in addition to any surgical limit applicable (below).
Inpatient psychiatric episodes
Up to $150 per day for daily hospital charges, subject to a maximum of $5,000 a year.
Approved day surgeries
Up to $300 per day for daily hospital charges, in addition to the surgical limit (below).
Surgical limit (Inpatient and day surgery)
The surgical limit depends on the complexity of the operation, according to the Table of Surgical Procedures (TOSP), as given below.
View TOSP [PDF, 632 KB] for the full list of surgeries and their MediSave withdrawal limits
Table of Surgical Procedures (TOSP)
Table of operations | MediSave surgical limit |
|---|---|
1A/1B/1C | $250 / 350 / 450 |
2A/2B/2C | $600 / 750 / 950 |
3A/3B/3C | $1,250 / 1,550 / 1,850 |
4A/4B/4C | $2,150 / 2,600 / 2,850 |
5A/5B/5C | $3,150 / 3,550 / 3,950 |
6A/6B/6C | $4,650 / 5,150 / 5,650 |
7A/7B/7C | $6,200 / 6,900 / 7,550 |
Colonoscopy screenings
MediSave can be used for screening colonoscopies where recommended, subject to the prevailing TOSP withdrawal limit for colonoscopy procedures plus $300 per day for associated day surgery charges.
Radiosurgery treatment
For cancer patients (including Proton Beam Therapy Category 4 for approved clinical indications), there is up to $7,500 per course of treatment on top of the applicable Daily Hospital Charge Limit.
Inpatient stay at other settings
Stay in approved community hospitals
Up to $250 per day for daily hospital charges, subject to a maximum of $5,000 a year.
Stay in approved convalescent hospitals
Up to $50 per day for daily hospital charges, subject to a maximum of $3,000 a year.
Treatment in approved day hospitals
Up to $150 per day for daily hospital charges, subject to a maximum of $3,000 a year.
If outpatient treatments were undertaken while a patient was hospitalised, the patient will not be eligible to claim separately under the withdrawal limits for outpatient treatment. The eligible claim would be based on the prevailing inpatient withdrawal limits (i.e. $450 per day at acute hospitals).
Treatments to help with parenthood expenses
MediSave Maternity Package
Prevailing inpatient limits (up to $550 for the first two days and $400 for the third and subsequent day in the hospital and applicable surgical withdrawal limit depending on the delivery procedure) plus an additional $900 for pre-delivery medical expenses. For more information, please refer to Marriage and Parenthood Schemes.
Assisted Conception Procedures (ACP)
MediSave may be used for ACP treatment cycles regardless of whether treatment is received in inpatient or outpatient setting. Only the patient’s and her spouse’s MediSave accounts may be used. The withdrawal limits are:
1st cycle - $6,000
2nd cycle - $5,000
3rd and subsequent cycles - $4,000
A lifetime MediSave withdrawal limit of $15,000 per patient for ACP also applies.